Is it your goal to avoid claims on your Napa home insurance this winter? Alexander Graham Bell once said, “Before anything else, preparation is the key to success.” By taking the time to winterize your house you may be able to steer clear of unnecessary insurance claims.

• Have a professional check your roof for weak spots. Napa usually gets half their total rainfall for the year between December and February. Snow and ice are rare, but they can occur and their heaviness can further damage a roof that has seen better days.
• Call in professionals to check and clean both your furnace and fireplace. Even California can have chilly days and you do not want to be stuck without a source of warmth. Be sure to switch your fan to the clockwise rotation to keep the heat circulating.
• With all the rain expected during the winter, have your gutters cleaned during autumn. Gutters are designed to keep the foundation safe from water damage and they cannot do that if they are clogged with leaves and other debris.

Despite your best efforts, a winter storm might still cause damage to your home. Before this happens, it is best to make sure your Napa home insurance is up to date and that you have sufficient coverage for the risks that can be covered. Contact an Larson & Hartung Insurance Associates, Inc. today to see if you need additional protection.