Fairfield, California Personal Umbrella Insurance Request a Quote Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.For example, if you're in a big car accident and need to cover replacement and medical costs, umbrella insurance can help in these extra costs. Instead of just having your normal auto insurance coverage, California umbrella insurance gives you the additional coverage you may need.Umbrella insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted. This makes the handling of claims and payments made a much easier process. Larson & Hartung Insurance can help Solano, Napa and surrounding county residents find the right umbrella policy to fit their needs. Contact Larson & Hartung Insurance with a free online quote or by phone at (707) 434-1361.